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While our law firm often serves as Arizona legal counsel to major banks in high-dollar and complex bankruptcy, loan restructuring, workouts, mortgage foreclosure and creditors’ rights litigation cases, our Phoenix attorneys also have significant experience in processing Arizona consumer bankruptcy, collections and commercial and residential foreclosure and eviction cases, and we understand our clients’ needs in consumer bankruptcy, loan restructuring and workouts and other collections-related matters to both aggressively prosecute claims and minimize legal fees in maximizing recoveries. Some of these packages are little more than PDF versions of the forms, which are are available free from the courts themselves. There are certain types of debts which unless covered by the Chapter 13 repayment plan may not be discharged or discharged in full and the debtor will be responsible for repaying. viagra generic My fiance is going through the same problem right now he let his accounts go into default for too long a period for the typical credit counseling to work with him it was over 6 months in default. When I argued that the attorney should practice law and know their own exemptions they became angry and fired me. How long is Law School? There are also a few packages purportedly offered for consumers. We suggest consulting a liscensed financial advisor on your best payment strategy. viagra generic It may be worthwile to look into what your montly payments would be in this program, they tend to string out the payments over an extended period of time… Personally, I find this situation very sad. 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